Joseph M. Bochicchio, PLLC

          We represent consumers and businesses owners in the State of North Carolina to manage through financial crises utilizing a combination of debt settlement, credit consolidation options, bankruptcy alternatives, and loan modification initiatives for credit cards, lines of credit, commercial and business loans, and other indebtedness and judgements faced by North Carolinans.

         With years of experience as a former commercial banker and U.S. Eastern Regional Executive for a major consumer banking enterprise and a Charlotte bankruptcy attorney, I may be able to help you by applying my knowledge and expertise to assist you in identifying the best debt settlement or bankruptcy plan for your situation and then executing the plan. My law firm works to restructure and modify existing debt to more reasonable terms. Ultimately, our goal is to keep you in your business or home with your assets intact in the face of financial crisis, or when all other avenues are exhausted, to file for personal or business bankruptcy protection. We also work to assist you in avoiding potential bankruptcy or forclosure when possible, regardless my law firm will partner with you in exploring all financial options. Whether we employ a strategy of debt management, debt settlement or bankruptcy, my firm has the experience across a wide range of financial alternatives, consumer and commercial loan products, DIP lenders, leasing companies, and potential acquirers to bring about a cohesive strategy to solve the immediate financial need.

 While your banks and other lenders each have varying policies and procedures for dealing with troubled loans and other bad debt, my firm has the experience, relationships and knowledge to provide you with solid advice, guidance and assistance with your lenders in these troubling times.

-Joseph M. Bochicchio, PLLC

         Don’t face a complicated financial crisis alone. There are many viable options, and a well conceived, well executed plan is of the utmost importance to navigate through the tough economic times. 

          There are many Charlotte Bankruptcy Lawyers and Debt Settlement Attorneys to choose from.  For more information on the benefits and process follow this link: Why Use a Lawyer? or Terms and Definitions.